How much of your medical expenses for Worker’s Compensation cover if you are injured in a work-related accident South Carolina?
The Worker’s Compensation carrier should cover 100% of your medical expenses for any injury you suffer as a result of a work-related injury in South Carolina. One thing to be careful of, is that you do not get to choose your own doctor. If you’ve been in a work-related accident you must report that to your employer. The employer should then send you to the doctor of their choosing. Any medical treatment you receive as a result of your work-related accident should have prior approval from the Worker’s Compensation insurance carrier. You cannot see your own doctor and then expect the workers’ compensation insurance to pay for it except in very limited circumstances.
Current Medical Expenses
If the Worker’s Compensation carrier has accepted your claim as compensable, they should pay for all of your medical expenses. This includes any doctor visits, physical therapy appointments, surgeries, injections, cast, slings, surgical hardware, etc. Sometimes the insurance carrier will try to deny certain medical procedures or recommendations by the treating physician that they have chosen. If this happens, you should seek the advice of an attorney immediately. An attorney can file for hearing in front of the Worker’s Compensation Commissioner who can force the insurance company to pay for the treatment recommended by your treating physician.
Future Medical Expenses
The insurance carrier must pay for any medical treatment into the future as long as the treating physician states that it would tend to lessen the period of your disability. Also if you have had any surgical hardware implanted as a result of your work-related injury, the insurance carrier will be responsible for the maintenance/removal of this hardware for the rest of your life.
Talk to an Attorney
If you have questions about workers’ compensation, please contact Venus Poe today at 864-963-0310 or click here to fill out an online case evaluation form. We have offices in Greenville, South Carolina and Fountain Inn, South Carolina to better serve you. Knowing all of your rights is imperative to make sure you are fully compensated after an accident. There is no obligation or charge for our initial consultation to see if we can help you with your accident case.
The information you obtain in this article is not, nor is it intended to be, legal advice.You should not read this article to propose specific action or address specific circumstances, but only to give you a sense of general principles of law. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction in which you may have a case.